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Payments

Cash Over and Short

History repeats itself

Posted: Oct 07, 2025

In a recent posting on a listserv I subscribe to, someone inquired if any other jurisdictions have a policy that requires employees who handle cash to make up shortages from personal funds. A similar question was asked back in 2012, […]

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Going Cashless

Going cashless?

Posted: Apr 08, 2025

Recently, a long-time newsletter subscriber reached out to me asking if I had any experience with utilities going cashless. Her concern is that it takes her staff about half an hour each day to balance their cash drawers and make […]

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Percentage of Electronic Payments

Do you track this statistic?

Posted: Feb 25, 2025

I recently completed a business review for a utility that tracks several payment trends. One of these is shown in the graph below (clicking on the graph will open a larger image in a new window). Do you track this […]

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Bank Draft Incentives

Another incentive

Posted: Nov 19, 2024

I’ve written previously about how bank drafts are the easiest way to collect payments. They are also generally less expensive to process than credit card payments. As a result, many utilities offer incentives to get customers to sign up for […]

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Check Scanning

Are you scanning checks?

Posted: Oct 22, 2024

Does your office use a device similar to the one pictured above? If you do, are you getting as much value from it as you could? Remote deposit capture For several years, many banks have promoted check scanners to facilitate […]

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Pile of Pennies

Peaceful protest?

Posted: Aug 27, 2024

Several years ago, a customer of a municipal utility in Florida made the news for paying her $493 water bill all in pennies. This was, in her words, a “peaceful protest” of her high water bill, for which the utility […]

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Alternate Payment Methods

Are you offering APMs?

Posted: Jul 30, 2024

Recently, in one of the listservs I subscribe to, someone inquired if any other local governments were accepting Apple Pay or Google Pay as forms of payment. Unfortunately, the post didn’t get any responses, but it did get me to […]

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Postage Rate Increases January 2012 to July 2024

Have you heard…?

Posted: Jul 02, 2024

…postage rates are going up again! Yes, indeed, on July 14, the cost of a first-class letter will increase five cents from $.68 to $.73. The cost of a postcard will increase three cents from $.53 to $.56. This means […]

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Incentives

Are you offering incentives?

Posted: Feb 20, 2024

Last week, a newsletter subscriber emailed me and inquired if I had written about offering incentives for customers signing up for bank drafts or paperless billing (ebilling). I have touched on it in the past, but I’ve not written a […]

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Debt Collection Letter

Are you using debt setoff?

Posted: Oct 17, 2023

I recently completed a business review for a utility with considerable outstanding unpaid debt. When I asked if they were participating in the state’s debt setoff program, they were not. Let’s look at why that may be a mistake. What […]

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