Days of Exposure

This page will calculate what I call “Days of Exposure” – the number of days of service a customer ends up owing for if they skip out and never restore service after being disconnected for non-payment. The days of exposure is the number of elapsed days of service, starting with the previous reading date of the bill they are being cut off for failing to pay and ending with the date they are cut off for non-payment. As the number of days of exposure increases, so does the amount you end up writing off if the customer never pays.

To get started, please complete the form below.

    This is the number of days between meter readings for billing purposes. If you bill monthly, this will be 30, bi-monthly will be 60, quarterly will be 90, etc.

    This is the number of days between the date meters are read and utility bills are mailed.

    This is the number of days between the date utility bills are mailed and when they are due.

    This is the number of days after the due date that a late fee is assessed. If you charge the late fee the day after the due date, the value will be 1. If you have a grace period before the late fee is assessed, this will be the number of days in the grace period.

    This is the number of days after charging a late fee before a final notice is mailed. If you don't send final notices, enter 0 in this field.

    This is the number of days after the final notice before you disconnect for non-payment. If you don't send a final notice, this will be the number of days after the late fee is charged before you disconnect for non-payment.

    This is the amount of an average residential utility bill.

    This is the amount of your residential security deposit.